🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀🔥 New Zero Interest EMI Scheme: Build with 60% Down Payment & 40% in 30 Months! 🏠 Zero Interest // Zero Hidden Costs // Instant Approval 🚀
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60/40 Zero Interest EMI Scheme

A revolutionary trust-based financing solution to help you build your home in Kerala without the burden of heavy interest rates.

How the Interest-Free Scheme Works

At BeOnce, we understand that building a home is a life-long dream and a significant financial commitment. Our unique 60/40 interest-free EMI scheme is designed to make high-quality house construction in Kerala accessible to everyone.

By eliminating interest rates, we ensure that every rupee you spend goes directly into the quality and craftsmanship of your dream home.

1. Down Payment (60%)

The initial 60% of the total project cost is paid at the time of agreement signing. this allows us to secure premium materials like UltraTech cement and high-grade steel at current market prices, protecting you from future price hikes.

2. Interest-Free EMI (40%)

The remaining 40% balance is split into 30 equal monthly installments. There are absolutely no interest charges, no processing fees, and no hidden markups.

Benefits at a Glance

60% Upfront

Start construction immediately with an initial deposit.

40% Zero Interest

Pay back the rest over 2.5 years without any extra cost.

30 Month Window

Comfortable repayment period designed for middle-class families.

Check Your Eligibility

Detailed Terms & Conditions

Our EMI facility is built on a foundation of mutual trust. Please read the following terms carefully:

  • 1The full down payment must be paid on the same day the agreement is signed.
  • 2The applicant must submit a Promissory Note duly signed in favour of the company.
  • 3Copies of Title Deed, PAN Card, Aadhaar Card, and latest land/property tax receipt must be provided.
  • 4The applicant must prove a clear and reliable source of income to the satisfaction of the company.
  • 5The EMI facility will be granted only if the company is fully satisfied with the applicant’s repayment capability.
  • 6Violation of any agreement condition empowers the company to cancel the EMI facility and demand the entire outstanding amount in a lump sum.
  • 7This EMI facility is limited to selected customers and subject to final company approval; it cannot be claimed as a right.
  • 8This credit facility is based purely on trust and good faith. Any breach of trust will be treated as a breach of contract.
  • 9Any additional cost due to customer-requested design or work changes during construction must be paid immediately and will not be included in EMI.
  • 10The property must not be sold, transferred, or handed over to any third party during the EMI period.
  • 11EMI payments must be made strictly on or before the due date every month. Delayed payments will attract penalties.
  • 12EMI repayment can start one month after agreement signing or one month after house completion and key handover, as applicable.

Required Documentation for EMI

To process your interest-free EMI application, we require the following verified documents:

Original Title Deed of the property
PAN Card of the primary applicant
Aadhaar Card with matching address
Latest land/property tax paid receipt
Income proof (Salary slips/IT returns/Bank statements)
Signed Promissory Note

Ready to Build Your Dream Home with Zero Interest?

Our EMI facility is based on trust and good faith. Join hundreds of happy families in Kerala who built their homes with BeOnce.

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